holiday giving

Don't know what to tip this season? Read/watch THIS.

Going over budget for me is like a holiday tradition in itself.Every December since I've started working I put aside a certain amount of money to spend on dinners out, gifts, travel and of course tipping. Without fail, I ALWAYS go over budge. Now when I say "tipping" this isn't referring to servers at restaurants, cafes and bars. But since we are on the subject, you should always tip minimum 20% (or tax x 2) regardless of where you are in the country. In this case, "tipping" means that added cash bonus you give to the people who help you the most during the year. Kids baby sitters, hair/beauty technicians, mechanics, doormen (if you live in an apt), housekeepers (if you are lucky enough to have one) and teachers/trainers. With the economy on shakey ground, and uncertainty creeping into our bank accounts, the last thing you want to do is be a grinch- however, you also don't want to bankrupt yourself. Hence, the dilemma. I had the opportunity to break down my guidelines given the tough economy with Savannah Gutherie on the Today Show last Thursday. Check it:

Visit for breaking news, world news, and news about the economy

Who is on your list to tip this year? Let's discuss!